💳 Raydium Cards & Loan Services
🌐 Raydium Debit & Credit Cards
Raydium Cards are designed to seamlessly connect everyday spending with smart investing. Customers can use their cards globally, earn rewards, and link directly to their gold, real estate, and green energy investment accounts.
Features:
- Raydium Debit Card: Direct access to your wallet or bank balance, spend anywhere Visa/Mastercard is accepted.
- Raydium Credit Card: Flexible credit line, competitive interest rates, and rewards tied to Raydium investments.
- Integrated Rewards: Cashback or loyalty points redeemable in gold, real estate tokens, or green energy credits.
- Multi-Asset Wallet: Pay in fiat, stablecoins, or Raydium investment-backed assets.
- Security First: Chip & PIN, contactless, and AI-driven fraud protection.
💰 Raydium Loan Services
aydium Loans provide clients with flexible financing solutions while keeping their wealth invested. Instead of liquidating assets, clients can borrow against them.
Types of Loans:
- Gold-Backed Loans – Borrow cash using your gold holdings as collateral.
- Real Estate Loans – Property-backed financing for personal or business use.
- Green Energy Loans – Special terms for financing sustainable projects (solar, wind, EV infrastructure).
- Personal & Business Credit Lines – Flexible borrowing with competitive interest rates.
Advantages:
- Asset-Backed Security → Lower risk, better rates.
- Preserve Investments → Keep your gold, real estate, or energy portfolio intact while borrowing.
- Flexible Repayments → Options from short-term to long-term loans.
- Digital Access → Apply, track, and repay through the Raydium App.
Raydium Money – Investor Proposal
🏦 Financial Services (Cards & Payments)
🏦 Financial Services (Cards & Payments)
🏦 Financial Services (Cards & Payments)
- Raydium Debit/Credit Cards for everyday transactions.
- Integrated mobile wallet for fiat, gold, and digital assets.
- Cashback & rewards system linked to Raydium investment products.
🪙 Gold Investments
🏦 Financial Services (Cards & Payments)
🏦 Financial Services (Cards & Payments)
- Tokenized gold savings accounts.
- Physical gold storage partnerships (vault-backed).
- Gold-backed cards for secure, inflation-proof spending
🏘 Real Estate Investments
🏦 Financial Services (Cards & Payments)
🌱 Green Energy Investments
- Commercial & residential property funds.
- Fractional ownership (allowing smaller investors to participate).
- Focus on sustainable real estate developments (green buildings, smart cities).
🌱 Green Energy Investments
🌱 Green Energy Investments
🌱 Green Energy Investments
- Solar, wind, and hydro power projects.
- Investment funds supporting renewable infrastructure.
- Carbon credits and green bonds for institutional partners.
Revenue Model
🌱 Green Energy Investments
Funding Requirements
- Transaction Fees (payments, card usage, transfers).
- Asset Management Fees (gold custody, real estate funds, green energy portfolios).
- Partnership Revenues (banks, payment processors, energy companies).
- Tokenized Investment Products (digital representation of gold/real estate/energy shares).
Funding Requirements
🌱 Green Energy Investments
Funding Requirements
- Target Raise: $500M .
- Use of Funds:
- 30% → Real estate portfolio acquisition.
- 25% → Green energy project investments.
- 20% → Gold reserves & custody setup.
- 15% → Technology (wallet, cards, tokenization platform).
- 10% → Marketing, operations, compliance.
Growth & Returns
Exit Strategy for Investors
Competitive Advantage
- Year 1: Focus on gold-backed savings + cards (steady user growth).
- Year 2: Expand into fractional real estate + renewable energy projects.
- Year 3–5: Diversified portfolio generates strong, balanced returns:
- Gold → 5–7% p.a. (inflation hedge).
- Real estate → 10–15% p.a. (rental + appreciation).
- Green energy → 12–18% p.a. (project-based yields + carbon credits).
- Cards/Payments → Recurring fee-based revenue
Competitive Advantage
Exit Strategy for Investors
Competitive Advantage
- Diversified assets (gold + real estate + green energy).
- Technology-driven (wallet, tokenization, cards).
- Sustainable finance focus (green investments attract ESG capital).
- Accessible (fractional ownership allows broader participation)
Exit Strategy for Investors
Exit Strategy for Investors
Exit Strategy for Investors
- Equity appreciation in Raydium Money.
- Dividend distribution from asset revenues.
- Buy-back options linked to gold or real estate NAV.
- Potential IPO or acquisition by a major financial institution.
- Gold custody with insured vaults.
- Real estate risk diversification (across regions and sectors).
- Green energy projects with government-backed incentives.
- Compliance with financial regulations (KYC/AML).
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